Services and Programs for Rancho Bernardo Seniors
Discover all of the services and programs offered by Rancho Bernardo Senior Services.
View Article20 Questions About California Wills — Part 2
Part 2 of "20 Questions About California Wills" - What is an executor, what is a trust, what is intestacy and more questions answered.
View Article20 Questions About California Wills — Part 1
Learn the basics about having a will in Part 1 of 20 Questions About California Wills. Find out what happens if you die without a will, whether a will avoids probate, when you should change your will...
View ArticleIs Joint Tenancy Right for You?
Pros and Cons of Joint Tenancy. Joint tenancy has some benefits, but there are also risks to consider. Before you decide to take title with another person in joint tenancy, read 9 examples of what...
View ArticleLiability Incurred With Signing a Minor’s Driver License Application
Did you know you are liable for the harm a minor causes if you signed his or her application to drive? How much liability in terms of dollars might you incur? What steps can you take to limit your...
View ArticleUnderstanding Your Medicare Options
Learn how to make informed decisions about your health insurance choices. Join us on any of 4 upcoming educational sessions at Rancho Bernardo Senior Services.
View ArticleHow to Apply for Medi-Cal
Did you know there is no need to pay anyone to help you apply for Medi-Cal? Learn how to apply for benefits from Medi-Cal online in person or via phone.
View ArticleIs the “A-B” Trust Split on the First Death DOA (Dead on Arrival)?
A recent article I read indicated that the need to provide for the “B” or by-pass trust on the death of a spouse might be a thing of the past for all but the super rich. (Their definition of super rich...
View ArticleDo I Really Retire When I Hit the Magic Nest Egg Amount?
I am sure most of you have seen the clever ads on television where the person is carrying a large orange sign showing the exact dollar amount they need to accumulate in their retirement fund to begin...
View ArticleWhy Would We Need a Successor Trustee?
Why might you want a successor trustee? Learn benefits of having one and what they can do for you. Over the years I have had the privilege of acting as a successor trustee for many of my clients. In...
View Article6-Point Checklist to Prepare Your Home for Sale
Before your home goes on the market, look at it through the eyes of potential buyers. In all likelihood, you'll need to take care of these items eventually, so do them now to help it sell sooner--and...
View Article7 Tips to Keep Your Home Safe While You Travel
The last thing you want to do while on vacation is to worry about someone burglarizing your home. These 7 easy-to-follow suggestions may protect your home and belongings while you’re away and will add...
View ArticleObama-Care 3.8% Tax on Real Estate Sales?
Have you heard that Obama-Care includes a 3.8% tax on real estate sales? Rumors abound and misinformation dominates any mention of the topic. Read the post for facts, examples and a PDF to download.
View Article37 Steps to Take When Someone Dies
When a loved one dies, it's hard to know where to start in managing the necessary details. Consider using this checklist to help you through the process.
View Article8 Tips to Successfully Apply for Medi-Cal
Follow these 8 tips to help successfully apply for Medi-Cal benefits.
View ArticleDo You Wish You Could Deduct Credit Card Interest?
Shift your credit card debt to home equity debt and save money! A homeowner with $15,000 of credit card debt at 19% and sufficient equity in their home could replace it with a home equity loan at a...
View ArticleIs it Time for a “Home Checkup”?
Here are 7 easy ways to increase your net worth with real estate. You don't even have to buy or sell anything to do it.
View ArticleHoliday Gift Idea
Did you know you can gift an appreciated stock or other asset to a charitable organization? Find out more.
View ArticleImportant Phone Numbers for Veterans
Always looking for a phone number for Veterans Organizations, but don't have it all in one place? Now you do!
View ArticleDo You Know Enough to Become a U.S. Citizen?
These are the questions that the U.S. Citizenship and Immigration Service asks of those who aspire to become U.S. citizens. Test yourself and see what you know - or don't know - about your country.
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